Columnist and Assistant Editor of the Bergen Evening Record, Hackensack, New Jersey, WILLIAM A. CALDWELL thinks too many erudite mid-twentieth-century practitioners of psychological fiction put into their novels everything but a point. An art without a morality, he suggests, is — no matter what its other virtues — no art at all; it is just an autopsy report. At the present time Mr. Caldwell is writing a book about gambling games and their accompanying social atmosphere.